Meet Our Team
Agency Executives
![Picture of Joseph Krar - President/Claims Manager](https://jkrar.com/wp-content/uploads/2022/07/Joe-K.-300x297.png)
Joseph Krar
Chairman of the Board / Claims Manager
- Phone:(860) 628-3967
- Email:jakrar@jkrar.com
![Picture of Anne Krar - Sect. of Corp/Accounting Manager](https://jkrar.com/wp-content/uploads/2022/07/Anne-K.-profile-pic-300x300.png)
![Picture of Anne Krar - Sect. of Corp/Accounting Manager](https://jkrar.com/wp-content/uploads/2022/07/Anne-K.-profile-pic-300x300.png)
![Picture of Anne Krar - Sect. of Corp/Accounting Manager](https://jkrar.com/wp-content/uploads/2022/07/Anne-K.-profile-pic-300x300.png)
![Picture of Anne Krar - Sect. of Corp/Accounting Manager](https://jkrar.com/wp-content/uploads/2022/07/Anne-K.-profile-pic-300x300.png)
![Picture of Anne Krar - Sect. of Corp/Accounting Manager](https://jkrar.com/wp-content/uploads/2022/07/Anne-K.-profile-pic-300x300.png)
Anne Krar
Sect. of Corp / Accounting Manager
- Phone:(860) 628-3967
- Email:akrar@jkrar.com
![Picture of Jeff Krar - V.P./Senior Underwriter](https://jkrar.com/wp-content/uploads/2022/07/Jeffrey-300x300.png)
![Picture of Jeff Krar - V.P./Senior Underwriter](https://jkrar.com/wp-content/uploads/2022/07/Jeffrey-300x300.png)
![Picture of Jeff Krar - V.P./Senior Underwriter](https://jkrar.com/wp-content/uploads/2022/07/Jeffrey-300x300.png)
![Picture of Jeff Krar - V.P./Senior Underwriter](https://jkrar.com/wp-content/uploads/2022/07/Jeffrey-300x300.png)
![Picture of Jeff Krar - V.P./Senior Underwriter](https://jkrar.com/wp-content/uploads/2022/07/Jeffrey-300x300.png)
Jeffrey Krar
President / Senior Underwriter
- Phone:(860) 628-3967
- Email:jkrar@jkrar.com
![Picture of Carolyn Krar Makles - V.P./H.R./Compliance Director](https://jkrar.com/wp-content/uploads/2022/09/Carolyn-new-pic-1-300x294.jpg)
![Picture of Carolyn Krar Makles - V.P./H.R./Compliance Director](https://jkrar.com/wp-content/uploads/2022/09/Carolyn-new-pic-1-300x294.jpg)
![Picture of Carolyn Krar Makles - V.P./H.R./Compliance Director](https://jkrar.com/wp-content/uploads/2022/09/Carolyn-new-pic-1-300x294.jpg)
![Picture of Carolyn Krar Makles - V.P./H.R./Compliance Director](https://jkrar.com/wp-content/uploads/2022/09/Carolyn-new-pic-1-300x294.jpg)
![Picture of Carolyn Krar Makles - V.P./H.R./Compliance Director](https://jkrar.com/wp-content/uploads/2022/09/Carolyn-new-pic-1-300x294.jpg)
Carolyn Krar Makles
Executive Vice President / H.R. / Compliance
- Phone:(860) 628-3967
- Email:cmakles@jkrar.com
![Picture of Elizabeth Howard - Asst. V.P. of Operations / Renewal Underwriting](https://jkrar.com/wp-content/uploads/2022/07/Liz-251x300.png)
![Picture of Elizabeth Howard - Asst. V.P. of Operations / Renewal Underwriting](https://jkrar.com/wp-content/uploads/2022/07/Liz-251x300.png)
![Picture of Elizabeth Howard - Asst. V.P. of Operations / Renewal Underwriting](https://jkrar.com/wp-content/uploads/2022/07/Liz-251x300.png)
![Picture of Elizabeth Howard - Asst. V.P. of Operations / Renewal Underwriting](https://jkrar.com/wp-content/uploads/2022/07/Liz-251x300.png)
![Picture of Elizabeth Howard - Asst. V.P. of Operations / Renewal Underwriting](https://jkrar.com/wp-content/uploads/2022/07/Liz-251x300.png)
Elizabeth Howard
Vice President / Renewal U/W
- Phone:(860) 628-3967
- Email:ehoward@jkrar.com
Commercial Lines Department
![Picture of Jeff Krar - V.P./Senior Underwriter](https://jkrar.com/wp-content/uploads/2022/07/Jeffrey-300x300.png)
![Picture of Jeff Krar - V.P./Senior Underwriter](https://jkrar.com/wp-content/uploads/2022/07/Jeffrey-300x300.png)
![Picture of Jeff Krar - V.P./Senior Underwriter](https://jkrar.com/wp-content/uploads/2022/07/Jeffrey-300x300.png)
![Picture of Jeff Krar - V.P./Senior Underwriter](https://jkrar.com/wp-content/uploads/2022/07/Jeffrey-300x300.png)
![Picture of Jeff Krar - V.P./Senior Underwriter](https://jkrar.com/wp-content/uploads/2022/07/Jeffrey-300x300.png)
Jeffrey Krar
President / Senior Underwriter
- Phone:(860) 628-3967
- Email:jkrar@jkrar.com
![](https://jkrar.com/wp-content/uploads/2022/07/Lisa-BeachSunset2-1-200x300.jpg)
![](https://jkrar.com/wp-content/uploads/2022/07/Lisa-BeachSunset2-1-200x300.jpg)
![](https://jkrar.com/wp-content/uploads/2022/07/Lisa-BeachSunset2-1-200x300.jpg)
Lisa Sholomicky
Senior Underwriter
- Phone:(860) 628-3967
- Email:lsholomicky@jkrar.com
![](https://jkrar.com/wp-content/uploads/2022/07/Sue-300x284.png)
![](https://jkrar.com/wp-content/uploads/2022/07/Sue-300x284.png)
![](https://jkrar.com/wp-content/uploads/2022/07/Sue-300x284.png)
Sue Ross
Commercial Lines Underwriter
- Phone:(860) 628-3967
- Email:sross@jkrar.com
![](https://jkrar.com/wp-content/uploads/2022/08/Melody.png)
![](https://jkrar.com/wp-content/uploads/2022/08/Melody.png)
![](https://jkrar.com/wp-content/uploads/2022/08/Melody.png)
Melody Dean
Professional Lines Underwriter
- Phone:(860) 628-3967
- Email:mdean@jkrar.com
![](https://jkrar.com/wp-content/uploads/2022/07/pexels-pixabay-220759-300x200.jpg)
![](https://jkrar.com/wp-content/uploads/2022/07/pexels-pixabay-220759-300x200.jpg)
![](https://jkrar.com/wp-content/uploads/2022/07/pexels-pixabay-220759-300x200.jpg)
Alex Sholomicky
Commercial Lines Underwriter
- Phone:(860) 628-3967
- Email:asholomicky@jkrar.com
![](https://jkrar.com/wp-content/uploads/2023/06/Palm-Tree-300x225.jpg)
![](https://jkrar.com/wp-content/uploads/2023/06/Palm-Tree-300x225.jpg)
![](https://jkrar.com/wp-content/uploads/2023/06/Palm-Tree-300x225.jpg)
Samantha Massey
Commercial Lines Underwriter
- Phone:(860) 628-3967
- Email:smorris@jkrar.com
![](https://jkrar.com/wp-content/uploads/2023/09/20220804_093506-scaled-e1701801427586-150x150.jpg)
![](https://jkrar.com/wp-content/uploads/2023/09/20220804_093506-scaled-e1701801427586-150x150.jpg)
![](https://jkrar.com/wp-content/uploads/2023/09/20220804_093506-scaled-e1701801427586-150x150.jpg)
Larisa Zubkova
Commercial Lines Underwriter
- Phone:(860) 628-3967
- Email:lzubkova@jkrar.com
Personal Lines Department
![Picture of Angel Vega - Personal Lines Underwriter](https://jkrar.com/wp-content/uploads/2022/07/angel-235x300.png)
![Picture of Angel Vega - Personal Lines Underwriter](https://jkrar.com/wp-content/uploads/2022/07/angel-235x300.png)
![Picture of Angel Vega - Personal Lines Underwriter](https://jkrar.com/wp-content/uploads/2022/07/angel-235x300.png)
Angel Vega
Personal Lines Underwriter
- Phone:(860) 628-3967
- Email:avega@jkrar.com
![Picture of Josh Makles - Personal Lines Underwriter](https://jkrar.com/wp-content/uploads/2022/10/Josh-Original1-205x300.jpg)
![Picture of Josh Makles - Personal Lines Underwriter](https://jkrar.com/wp-content/uploads/2022/10/Josh-Original1-205x300.jpg)
![Picture of Josh Makles - Personal Lines Underwriter](https://jkrar.com/wp-content/uploads/2022/10/Josh-Original1-205x300.jpg)
Josh Makles
Personal Lines Underwriter
- Phone:(860) 628-3967
- Email:jmakles2@jkrar.com
![](https://jkrar.com/wp-content/uploads/2022/07/Joyce-273x300.png)
![](https://jkrar.com/wp-content/uploads/2022/07/Joyce-273x300.png)
![](https://jkrar.com/wp-content/uploads/2022/07/Joyce-273x300.png)
Joyce Augusto
Personal Lines Underwriting Trainee
- Phone:(860) 628-3967
- Email:jaugusto@jkrar.com
Policy Processing & Issuance
![](https://jkrar.com/wp-content/uploads/2022/07/Robyn-300x274.png)
![](https://jkrar.com/wp-content/uploads/2022/07/Robyn-300x274.png)
![](https://jkrar.com/wp-content/uploads/2022/07/Robyn-300x274.png)
Robyn Broadus
Manager - Underwriting Assistants
- Phone:(860) 628-3967
- Email:rbroadus@jkrar.com
![](https://jkrar.com/wp-content/uploads/2022/07/Kim-300x300.png)
![](https://jkrar.com/wp-content/uploads/2022/07/Kim-300x300.png)
![](https://jkrar.com/wp-content/uploads/2022/07/Kim-300x300.png)
Kim Wagner
Underwriting Assistant
- Phone:(860) 628-3967
- Email:kwagner@jkrar.com
![](https://jkrar.com/wp-content/uploads/2022/07/chris2-276x300.png)
![](https://jkrar.com/wp-content/uploads/2022/07/chris2-276x300.png)
![](https://jkrar.com/wp-content/uploads/2022/07/chris2-276x300.png)
Chris Zarrelli
Underwriting Assistant
- Phone:(860) 628-3967
- Email:czarrelli@jkrar.com
![](https://jkrar.com/wp-content/uploads/2022/08/NatalieDolphin1-240x300.jpg)
![](https://jkrar.com/wp-content/uploads/2022/08/NatalieDolphin1-240x300.jpg)
![](https://jkrar.com/wp-content/uploads/2022/08/NatalieDolphin1-240x300.jpg)
Natalie Perugini
Underwriting Assistant
- Phone:(860) 628-3967
- Email:nperugini@jkrar.com
![Picture of Jake Krar - Underwriting Assistant](https://jkrar.com/wp-content/uploads/2023/03/1-288x300.jpg)
![Picture of Jake Krar - Underwriting Assistant](https://jkrar.com/wp-content/uploads/2023/03/1-288x300.jpg)
![Picture of Jake Krar - Underwriting Assistant](https://jkrar.com/wp-content/uploads/2023/03/1-288x300.jpg)
Jake Krar
Underwriting Assistant
- Phone:(860) 628-3967
- Email:jrkrar@jkrar.com
![](https://jkrar.com/wp-content/uploads/2023/06/IMG_5134-002.jpg)
![](https://jkrar.com/wp-content/uploads/2023/06/IMG_5134-002.jpg)
![](https://jkrar.com/wp-content/uploads/2023/06/IMG_5134-002.jpg)
Nick Makles
Underwriting Assistant
- Phone:(860) 628-3967
- Email:nmakles@jkrar.com
Accounting
![Picture of Anne Krar - Sect. of Corp/Accounting Manager](https://jkrar.com/wp-content/uploads/2022/07/Anne-K.-profile-pic-300x300.png)
![Picture of Anne Krar - Sect. of Corp/Accounting Manager](https://jkrar.com/wp-content/uploads/2022/07/Anne-K.-profile-pic-300x300.png)
![Picture of Anne Krar - Sect. of Corp/Accounting Manager](https://jkrar.com/wp-content/uploads/2022/07/Anne-K.-profile-pic-300x300.png)
![Picture of Anne Krar - Sect. of Corp/Accounting Manager](https://jkrar.com/wp-content/uploads/2022/07/Anne-K.-profile-pic-300x300.png)
![Picture of Anne Krar - Sect. of Corp/Accounting Manager](https://jkrar.com/wp-content/uploads/2022/07/Anne-K.-profile-pic-300x300.png)
Anne Krar
Sect. of Corp/Accounting Manager
- Phone:(860) 628-3967
- Email:akrar@jkrar.com
![](https://jkrar.com/wp-content/uploads/2022/07/Patti-MMs-300x179.jpg)
![](https://jkrar.com/wp-content/uploads/2022/07/Patti-MMs-300x179.jpg)
![](https://jkrar.com/wp-content/uploads/2022/07/Patti-MMs-300x179.jpg)
Patti Thompson
Premium Financing
- Phone:(860) 628-3967
- Email:pthompson@jkrar.com
![](https://jkrar.com/wp-content/uploads/2023/06/FullSizeR-278x300.jpg)
![](https://jkrar.com/wp-content/uploads/2023/06/FullSizeR-278x300.jpg)
![](https://jkrar.com/wp-content/uploads/2023/06/FullSizeR-278x300.jpg)
Justin Makles
Accounting
- Phone:(860) 628-3967
- Email:jdmakles@jkrar.com
Claims
![Picture of Joseph Krar - President/Claims Manager](https://jkrar.com/wp-content/uploads/2022/07/Joe-K.-300x297.png)
Joseph Krar
Chairman of the Board / Claims Manager
- Phone:(860) 628-3967
- Email:jakrar@jkrar.com
Human Resources
![Picture of Carolyn Krar Makles - V.P./H.R./Compliance Director](https://jkrar.com/wp-content/uploads/2022/09/Carolyn-new-pic-1-300x294.jpg)
![Picture of Carolyn Krar Makles - V.P./H.R./Compliance Director](https://jkrar.com/wp-content/uploads/2022/09/Carolyn-new-pic-1-300x294.jpg)
![Picture of Carolyn Krar Makles - V.P./H.R./Compliance Director](https://jkrar.com/wp-content/uploads/2022/09/Carolyn-new-pic-1-300x294.jpg)
![Picture of Carolyn Krar Makles - V.P./H.R./Compliance Director](https://jkrar.com/wp-content/uploads/2022/09/Carolyn-new-pic-1-300x294.jpg)
![Picture of Carolyn Krar Makles - V.P./H.R./Compliance Director](https://jkrar.com/wp-content/uploads/2022/09/Carolyn-new-pic-1-300x294.jpg)
Carolyn Krar Makles
Executive Vice President / H.R. / Compliance
- Phone:(860) 628-3967
- Email:cmakles@jkrar.com
Inspections
![](https://jkrar.com/wp-content/uploads/2022/07/jesse-200x300.jpg)
![](https://jkrar.com/wp-content/uploads/2022/07/jesse-200x300.jpg)
![](https://jkrar.com/wp-content/uploads/2022/07/jesse-200x300.jpg)
Jesse Makles
Inspections
- Phone:(860) 628-3967
- Email:jmakles@jkrar.com
Receptionist
![](https://jkrar.com/wp-content/uploads/2022/12/pexels-justin-neal-12265708-300x218.jpg)
![](https://jkrar.com/wp-content/uploads/2022/12/pexels-justin-neal-12265708-300x218.jpg)
![](https://jkrar.com/wp-content/uploads/2022/12/pexels-justin-neal-12265708-300x218.jpg)
Gretchen Radecki
Receptionist
- Phone:(860) 628-3967
- Email:gradecki@jkrar.com
Operations
![Picture of Elizabeth Howard - Asst. V.P. of Operations / Renewal Underwriting](https://jkrar.com/wp-content/uploads/2022/07/Liz-251x300.png)
![Picture of Elizabeth Howard - Asst. V.P. of Operations / Renewal Underwriting](https://jkrar.com/wp-content/uploads/2022/07/Liz-251x300.png)
![Picture of Elizabeth Howard - Asst. V.P. of Operations / Renewal Underwriting](https://jkrar.com/wp-content/uploads/2022/07/Liz-251x300.png)
![Picture of Elizabeth Howard - Asst. V.P. of Operations / Renewal Underwriting](https://jkrar.com/wp-content/uploads/2022/07/Liz-251x300.png)
![Picture of Elizabeth Howard - Asst. V.P. of Operations / Renewal Underwriting](https://jkrar.com/wp-content/uploads/2022/07/Liz-251x300.png)
Elizabeth Howard
Vice President / Renewal U/W
- Phone:(860) 628-3967
- Email:ehoward@jkrar.com
![](https://jkrar.com/wp-content/uploads/2022/07/Denise-300x300.png)
![](https://jkrar.com/wp-content/uploads/2022/07/Denise-300x300.png)
![](https://jkrar.com/wp-content/uploads/2022/07/Denise-300x300.png)
Denise Chamberland
Underwriting Assistant
- Phone:(860) 628-3967
- Email:dchamberland@jkrar.com
![](https://jkrar.com/wp-content/uploads/2022/07/Jenn-300x300.png)
![](https://jkrar.com/wp-content/uploads/2022/07/Jenn-300x300.png)
![](https://jkrar.com/wp-content/uploads/2022/07/Jenn-300x300.png)
Jenn Duffy
Underwriting Assistant
- Phone:(860) 628-3967
- Email:jduffy@jkrar.com
Marketing
![](https://jkrar.com/wp-content/uploads/2022/07/oie_transparent-2-300x300.png)
![](https://jkrar.com/wp-content/uploads/2022/07/oie_transparent-2-300x300.png)
![](https://jkrar.com/wp-content/uploads/2022/07/oie_transparent-2-300x300.png)
Eva Morel
Marketing & Business Development Manager
- Phone:(860) 628-3967
- Email:emorel@jkrar.com
![Picture of Joe Russo - Marketing Specialist](https://jkrar.com/wp-content/uploads/2022/07/Joe-R.-300x282.png)
![Picture of Joe Russo - Marketing Specialist](https://jkrar.com/wp-content/uploads/2022/07/Joe-R.-300x282.png)
![Picture of Joe Russo - Marketing Specialist](https://jkrar.com/wp-content/uploads/2022/07/Joe-R.-300x282.png)
Joe Russo
Marketing Specialist
- Phone:(860) 628-3967
- Email:jrusso@jkrar.com
![](https://jkrar.com/wp-content/uploads/2023/08/Matt-profile-pic-259x300.jpeg)
![](https://jkrar.com/wp-content/uploads/2023/08/Matt-profile-pic-259x300.jpeg)
![](https://jkrar.com/wp-content/uploads/2023/08/Matt-profile-pic-259x300.jpeg)
Matt Howard
Digital Marketing Associate
- Phone:(860) 628-3967
- Email:mhoward@jkrar.com