Cyber Liability

Cyber Liability and Data Security protects your business against data losses caused by cyber-attacks, viruses and other threats. Cybercriminals try to wreak havoc on businesses of every size, and the results are staggering. The average ransomware attack is $5 Million!

Melody Dean


Our Market

Given the current environment, can your client afford to NOT have Cyber Liability Coverage?

More Info:

  • Average Policy Premium $1000
  • Annual Policies
  • Up to $20,000,000 in Annual Receipts
  • Both First & Third Party Coverage Available
  • Coverage Part A-C up to $1,000,000 Aggregate Limits
  • Excess Cyber is Available for Clients Requiring High Limits
  • Data breach, Website Liability, and Identity theft expense are paid as incurred
  • Website Liability extends to social media programs
For more information regarding this program and/or other available markets, please contact Melody Dean at Please direct all submissions to


  • Data breach liability
  • Security breach liability
  • Defense of regulatory proceedings
  • Payment card industry fines and penalties
  • Data breach expense
  • Cyber extortion threat expense
  • Data restoration
  • Business interruption
  • Cyber Terrorism
  • Website liability
  • Identity theft

Joseph Krar & Associates, Inc.

Direct (860) 628-3967 | Fax (860) 628-3969 | Toll Free (800) 886-5050 | P. O. Box 580, 1676 West St. Southington, CT 06489

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