We offer access to Restaurant Business Owners Policy Programs through an A rated A.M. Best Carrier.  Programs offer a package of coverages for the business owner to protect their Property, Liability & Crime exposures.  Liquor liability is available as well.

Eligible Risks Include:

• Fine dining restaurants offering gourmet meals and extensive wine lists.
• Commercial cooking and limited table services such as fast food, cafeterias, pizza parlors and delis with commercial cooking.  Sales of alcoholic beverages up to 30% of annual receipts.
• Casual or family style restaurants. Sales of alcoholic beverages up to 30% of annual receipts.
• Limited or no cooking and limited table service.  Such as delis, sandwich shops and pizza shops that do not fry or require cooking processes.
• Taverns, bars, clubs (excluding nightclubs), pubs and lounges.

The above program details are for one admitted carrier in CT & MA. Other admitted and non-admitted options are available for CT, MA, RI, NH and ME.

For more information regarding this program and/or other available markets, please contact Larisa Zubkova at Lzubkova@jkrar.com. Please direct all submissions to emailrec@jkrar.com.