Get a Quote

How to Get a Quote?

Choose one of our Rating Programs Below:

Earn 15% Commission!

We are happy to share with you the convenience of online quoting through our site!   This tool quotes United States Liability Insurance (USLI) products. This carrier aspires to be the very best insurance company for underwriting insurance for small businesses along with a select group of specialty products. As a member of the Berkshire Hathaway family of companies, USLI enjoys a A++ rating and supports its products with financial strength and stability.

If your agency is writing Utica First artisan policies through Joseph Krar & Associates, Inc., then you are familiar with their admitted paper, competitive premiums and great service!

  • Please proceed for Connecticut Homeowner Program and Landlord Program with current credentials
  • For Connecticut and Massachusetts Artisan Contractors, and Business Owners Policy Programs, please use your new credentials.  If you do not have new credentials please contact Eva Morel.
  • Or, if you prefer, please send submission to

You have now an exciting opportunity to obtain Utica First quick quote indications. Please contact us to discuss how we can help your hit ratios on the following classes of business.

Please note your agency must be a registered producer with us in order to obtain access.

 Available Products To Quote Online Through Utica First


  • Carpentry
  • Masonry
  • Painting
  • Handyman
  • Window & Door Installation
  • Drywall
  • HVAC
  • Electrical
  • And MORE


  • Apartment / Habitational
  • Food Service / Restaurants, Bars & Taverns
  • Auto Service & Repair Garages
  • Offices PAK
  • Nail & Beauty Salon
  • Numerous Retail and Service Businesses


  • Homeowners
  • Landlord Program
  • Umbrella
  • Condominium
  • Tenants Or Renters

Try using our DUAL Online Rating tool for all your flood insurance needs!

Classes Available For Instant Quoting Below!

Make your office phone a SMART phone and call today!

With USLI Instant Phone Quote
15 % Commission
  • No Acord Forms Needed
  • A+ Rated Carrier Access
  • Over 80 Products Available
  • Available Monday-Friday 7am-8pm & Saturday 9am-1pm
Call now!

We also offer quoting through a variety of traditional methods including by phone, fax, or email:

Joseph Krar & Associates, Inc.

Direct (860) 628-3967 | Fax (860) 628-3969 | Toll Free (800) 886-5050 | P. O. Box 580, 1676 West St. Southington, CT 06489

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