Get a Quote
How to Get a Quote?
Choose one of our Rating Programs Below:
- USLI Online Quote
- Utica First Online Quote
- DUAL Flood Online Quote
- USLI Instant Phone Quote
- Traditional Quoting Methods


Earn 15% Commission!
We are happy to share with you the convenience of online quoting through our site! This tool quotes United States Liability Insurance (USLI) products. This carrier aspires to be the very best insurance company for underwriting insurance for small businesses along with a select group of specialty products. As a member of the Berkshire Hathaway family of companies, USLI enjoys a A++ rating and supports its products with financial strength and stability.


If your agency is writing Utica First artisan policies through Joseph Krar & Associates, Inc., then you are familiar with their admitted paper, competitive premiums and great service!
- Please proceed for Connecticut Homeowner Program and Landlord Program with current credentials
- For Connecticut and Massachusetts Artisan Contractors, and Business Owners Policy Programs, please use your new credentials. If you do not have new credentials please contact Eva Morel.
- Or, if you prefer, please send submission to emailrec@jkrar.com.
You have now an exciting opportunity to obtain Utica First quick quote indications. Please contact us to discuss how we can help your hit ratios on the following classes of business.
Please note your agency must be a registered producer with us in order to obtain access.
Available Products To Quote Online Through Utica First


- Carpentry
- Masonry
- Painting
- Handyman
- Window & Door Installation
- Drywall
- HVAC
- Electrical
- And MORE


- Apartment / Habitational
- Food Service / Restaurants, Bars & Taverns
- Auto Service & Repair Garages
- Offices PAK
- Nail & Beauty Salon
- Numerous Retail and Service Businesses


- Homeowners
- Landlord Program
- Umbrella
- Condominium
- Tenants Or Renters


Try using our DUAL Online Rating tool for all your flood insurance needs!


Classes Available For Instant Quoting Below!
Make your office phone a SMART phone and call today!
With USLI Instant Phone Quote-
No Acord Forms Needed
-
A+ Rated Carrier Access
-
Over 80 Products Available
-
Available Monday-Friday 7am-8pm & Saturday 9am-1pm
- 1-4 Family Dwelling
- Apartments
- Artisan/Trade Contractors
- Beauty Salons and Barber Shops
- Builders Risk
- Commercial Excess/Umbrella
- Concessionaires/Vendors/Food Trucks
- Contractor’s Equipment
- Convenience/Deli/Grocery/Liquor Stores
- Fitness Centers
- Janitorial Services
- Land Leased to Others
- Laundromats
- Lawn Care
- Lessor’s Risk Only
- Liquor Liability
- Main Street Mercantile
- The Office
- Residential Condominium Unit Owners
- Restaurants
- Specialty Educators, Trainers and Instructors (dance, music and tutoring)
- Truckers General Liability
- Vacant Building/Land
- Arts and Cultural Organizations
- Business/Trade Associations
- Charitable Organizations
- Community Associations
- Cyber Liability
- Employment Practices Liability
- Houses of Worship
- Medical Providers Employment Practices
- Miscellaneous Errors and Omissions
- Nonprofit Directors and Officers Liability
- Property Managers Professional Liability
- Real Estate Errors and Omissions
- Sports Organizations
- Technology Professionals
- Festivals and Concerts
- Fundraisers and Sporting Events
- Golf Outings and Hole-in-One Contests
- Trade Shows and Conventions
- Weddings and Parties
- Festivals and Concerts
- Fundraisers and Sporting Events
- Golf Outings and Hole-in-One Contests
- Trade Shows and Conventions
- Weddings and Parties
- Comprehensive Personal Liability
- Dwelling Package
- Excess Comprehensive Personal Liability
- Excess Personal Umbrella
- HO4–Renters
- HO6–Condo Unit Owners
- Home Based Business
- Personal Umbrella
- Air Conditioning Systems or Equipment
- Carpentry – interior
- Carpentry – residential property – less than 3 stories
- Carpentry – shop only
- Carpet Cleaning
- Ceiling/Wall Installation
- Door/Window Installation
- Driveway/Sidewalk Paving or Repaving
- Drywall/Wallboard Installation
- Electrical Work within buildings
- Floor Covering Installation
- Furniture or Fixture Installation (Metal or Wood)
- HVAC (No LPG)
- House Furnishing Installation
- Janitorial Services
- Landscape Gardening
- Lawn Care Services
- Masonry
- Painting – exterior
- Painting – interior
- Painting – shop only
- Paperhanging
- Plumbing – commercial/industrial
- Plumbing – residential
- Siding Installation
- Sign Painting or Lettering – inside
- buildings
- Television or Radio Set Receiving Set
- Installation or Repair
- Tile, Stone, Marble Work
- Upholstering
- Upholstering – shop only
- Window Cleaning


We also offer quoting through a variety of traditional methods including by phone, fax, or email: