Primary Flood

Our office has access to a market for primary flood coverage that is a competitive alternative to the NFIP.
Picture of Angel Vega - Personal Lines Underwriter

Angel Vega

Personal Lines Underwriter

Available Limits:

Building & Contents: $3.5 Million combined on any one building per occurence

Business Income/Loss of Rents: $500,000


Eligible Properties:

Residential & Commercial Buildings

Condos – Minimum of 4 stories, positively elevated A+V zones

Coverages Available:

Buildings and Contents coverage mirrors the NFIP form and is Lender Compliant

Business Income/Rental Value (Including extra expense)


  • Exclusions
  • Properties locatedin a community currently in an Emergency Program
  • Coverage for mobile homes
  • Medical Equipment
  • Perishable Goods, including food and/or drink
  • Business Income and/or Rental Value only coverage

For more information regarding this program and/or other available markets, please contact Angel Vega at Please direct all submissions to

Joseph Krar & Associates, Inc.

Direct (860) 628-3967 | Fax (860) 628-3969 | Toll Free (800) 886-5050 | P. O. Box 580, 1676 West St. Southington, CT 06489

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