Builder's Risk

Larisa Zubkova

Commercial Lines Underwriter

Our Market

Custom Homebuilders, General Contractors and even Property Owners often find themselves searching for insurance coverage to protect personal or business projects under construction. Builder’s Risk insurance protects a person’s or organization’s insurable interest in materials, fixtures and/or equipment to be installed during the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause.

For more information regarding this program and/or other available markets, please contact Larisa Zubkova at Please direct all submissions to

Additional Information

  • Admitted & Non Admitted Carriers Available

  • Capacity for most projects of any size and value

  • Wind and Flood coverage available on most projects

  • Innovative coverage options designed with the needs of contractors in mind; many are automatically included with the option to increase limits

  • Policies can be insured in the name of the contractor or owner

  • Liability may be included if risk meets qualifications.

Joseph Krar & Associates, Inc.

Direct (860) 628-3967 | Fax (860) 628-3969 | Toll Free (800) 886-5050 | P. O. Box 580, 1676 West St. Southington, CT 06489

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