USLI Online Rating Tool

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We are happy to share with you the convenience of online quoting through our site!   This tool quotes United States Liability Insurance (USLI) products. This carrier aspires to be the very best insurance company for underwriting insurance for small businesses along with a select group of specialty products. As a member of the Berkshire Hathaway family of companies, USLI enjoys a A++ rating and supports its products with financial strength and stability.

How to Start a Quote

Step 1

Click the ‘Get a Quote’ button (blue button below) to be directed to the USLI Online Rater landing page.

Step 2

Once on the USLI Online Rater landing page, click the green ‘Start a Quote’ button. You will be asked to verify your email.

Step 3

Returning Users: Verify the email previously used to sign into the old quoting portal and follow the prompts.

New Users: Verify the email, create a password and create your profile.

Step 4

Select the product you are looking to get a quote for (use the ‘Product Type’, ‘Type of Insurance’ and ‘Coverages’ filters to see specified results).

Step 5

Select ‘Start Quote’ on the product that best suits your needs. Complete the key rating and eligibility questions to get a quote.

 Need Help?

Click the orange ‘Need Help?’ button for more detailed instructions for how to get a quote.  Or reach out to Eva Morel ( or Joe Russo ( for assistance.

 Please Note:

If you receive a declination, USLI will automatically notify us.  We’ll reach out to you for ACORD applications so we can consider alternative markets.

 Available Products Through USLI Online Rating Tool

Professional/Management Liability

  • Allied Health
  • Community Association Directors & Officers Liability/Crime (Condo or HOA)
  • Employment Practices Liability
  • Medical Providers Employment Practices Protection
  • MicroTek Pak Technology Errors & Omissions with Preferred Package
  • Non Profit Management Liability (other than Condo or HOA)
  • Property Managers Errors & Omissions
  • Real Estate Errors & Omissions
  • Specified Professions

Non Profit

  • Arts and Culture
  • Business Associations
  • Charities
  • Community Association Directors & Officers Liability/Crime (Condo or HOA)
  • Community Association Package/Crime
  • Houses of Worship
  • Non Profit Management Liability (other than Condo or HOA)
  • Non Profit Excess and Umbrella
  • Sports Advantage


  • 1-4 Family Dwelling (Commercial)
  • 1-4 Family Dwelling (Personal)
  • Apartments
  • Comprehensive Personal Liability (Primary Liability)
  • Owner or Tenant Occupied Condominium or Co-Op Units (H06)
  • Renters/Senior Tenant (H04)
  • Residential Condominium Unit Owners
  • Vacant Dwelling (Personal)
  • Vacant Land (Personal Liability)

Preferred Package

  • Beauty/Nail Salon/Barber Shop
  • Beer, Wine, and Liquor Stores
  • Laundromats
  • Main Street Mercantile
  • The Office

Inland Marine

  • Contractors’ Equipment
  • Ground Up Construction Builders’ Risk
  • Inland Marine Select

Special Events

  • Long Shot
  • Special Event Wedding
  • Special Events

Home Business

  • Home Based Business
  • Residential Child Care (Personal)

Joseph Krar & Associates, Inc.

Direct (860) 628-3967 | Fax (860) 628-3969 | Toll Free (800) 886-5050 | P. O. Box 580, 1676 West St. Southington, CT 06489

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