About Us

Your Surplus Lines Wholesaler of Choice

Joseph Krar & Associates, Inc. is a family owned and operated Excess and Surplus Lines Wholesaler established in July of 1993 by Joseph Krar. 

For the past 29 years we have earned an excellent reputation for assisting retail agents with the placement of their Commercial, Personal, and Professional Property & Casualty risks.

Our Mission Statement

We are pleased to offer our producers with access to financially stable carriers with highly competitive rates and programs, quick quote turnaround times, online quoting, library digital applications, premium financing and a highly competitive commission structure.

We are dedicated to providing our agents with an unparalleled customer service experience. Our service commitment is unrivaled in the industry and is made possible by our highly-trained, professional, friendly and accessible staff.

Our goal is to have the opportunity to earn your business and be your wholesaler of choice!

Our Promise is our Service Commitment.

  • New Business Submissions worked on the day received
  • Renewal are reviewed and quoted 60-70 days out
  • Binders, policies, endorsement and billing are expedited
  • Correspondence is answered promptly
  • Working owners equals stability in relationships.
More About Us

Learn about our amazing staff members!

Best! 🙂

By now you have seen Best!:) in our email signatures, our marketing and even on shirts worn by our staff.  Maybe you thought it was a grammatical error or misspelling.  It’s not.

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Service Area

Proudly licensed to place business in the following states:

  • Connecticut
  • Massachusetts
  • Rhode Island
  • New Hampshire
  • Maine

With more to follow!

Office Location

1676 West Street

Southington, CT 06489

P. O. Box 580

Southington, CT 06489