Securing a Quote Through DUAL
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After you’ve completed the one-time registration, you can simply return to this page and click on the ‘Get Your Quote’ tab above. You will be directed to DUAL. By logging into your account in the future, you will be able to see your previous submissions.
For more information, contact Angel Vega at avega@jkrar.com or Josh Makles at jmakles2@jkrar.com or call (860) 628-3967.
Submission Requirements:
Available Limits
Eligible Properties
Coverages Available
Minimum Attachment Points
Waiting Periods
Exclusions
Program Benefits
Submission Requests
Available Limits
- Building & Contents
- $5M Combined on Any One Building per Occurrence (Building and Contents)
- BI/Rents
- $500,000 per Occurrence
Eligible Properties
- Residential & Commercial Buildings
- Condos – Minimum of 4 Stories, Positively Elevated A +V Zones, Max TIV $50M (we can write a Primary $5M and Excess of $45M)
Coverages Available
- Buildings and Contents Coverage Mirrors the NFIP Form and is Lender Compliant
- Business Income/Rental Value (including Extra Expense)
- Contents Only
Minimum Attachment Points
- $2,000 per occurrence in respect of Primary Buildings coverage
- $2,000 per occurrence in respect of Primary Contents coverage
- 14 day waiting period in respect of Business Income/Rental Value coverage
Waiting Periods
- No Waiting Period for Mortgage Loan Closings
- 7 Days Waiting Period in Respect of Coastal (Tier 1 and 2) Risks
- 14 Day Waiting Period for Inland Risks
Exclusions
- Properties Located in a Community Currently in an Emergency Program
- Coverage for Mobile Homes
- Medical Equipment
- Perishable Goods, including Food and/or Drink
- Business Income and/or Rental Value Only Coverage
Program Benefits
- Replacement Cost Coverage for Building & Contents
- Ability to Schedule Multiple Locations into One Policy
- Competitive Rates Based on Tier County Locations
- Policy Wording Accepted by Lenders
Submission Requests
- NFIP/Acord Application or renewing NFIP Dec Page
- Elevation Certificate Needed for Post Firm A or V Zones to Bind Coverage
- Excel SOV for Multiple Locations
- Confirmation of “No Prior Flood Losses”