Excess Flood


Angel Vega
Personal Lines Underwriter
avega@jkrar.com
Program Highlights
- Limit Available Up to $15,000,000 per Occurrence (per risk)
- Residential dwellings (1-4 family), Apartments, Multi-Family, Condominiums, Commercial properties (eligible)
- Available Coverages Include: Real Property, Contents, and Loss of Income
- Minimum Earned Premium For Residential Dwellings: $500 or 50% of Gross Written Premium
- For Apartments, Condos, Commercial Properties: $1000 or 50% of Gross written premium
Exclusions
- Properties Built on stilts over water
- Mobile, Manufactured, and prefabricated buildings
- Soft costs in respect of construction risks
- Medical Equipment
- Food stuffs and Perishable goods
- Contents not covered under an NFIP Policy located in basements
- Coast Barrier Resource Act (CBRA Zones) or Non-NFIP Participating Communities
For more information regarding this program and/or other available markets, please contact Angel Vega at avega@jkrar.com. Please direct all submissions to emailrec@jkrar.com.