Joseph Krar & Associates, Inc. is a family owned and operated Excess and Surplus Lines Wholesaler established in July of 1993 by Joseph Krar. 

For the past 30 years we have earned an excellent reputation for assisting retail agents with the placement of their Commercial, Personal, and Professional Property & Casualty risks.

We are pleased to offer our producers with access to financially stable carriers with highly competitive rates and programs, quick quote turnaround times, online quoting, library digital applications, premium financing and a highly competitive commission structure.

We are dedicated to providing our agents with an unparalleled customer service experience. Our service commitment is unrivaled in the industry and is made possible by our highly-trained, professional, friendly and accessible staff.

Our Service Standards:

• New Business Submissions worked on the day received
• Binders, policies, endorsement and billing are expedited
• Correspondence is answered promptly
• Owner/Underwriter equals stability in relationships