expansion

SOUTHINGTON, CONNECTICUT:  Joseph Krar & Associates, Inc is a regional surplus lines wholesaler helping Independent Insurance Agent/Clients for over thirty years.  Our expansions have taken us to other New England states and effective 01/01/2024 we are offering Property & Casualty Insurance products in Vermont.

We are excited to begin writing in the state of Vermont. We feel strongly that our financially solid stable of carrier partners,  coupled with our exceptional service standards, will be well received by the retail agency base of the state. Our independence allows for greater flexibility to respond quickly to our customers’ needs in the ever changing insurance marketplace.” – Jeffrey Krar

USLI/Mount Vernon is available for you to quote instantly online through our website or over the phone with our dedicated phone number 888-216-5835 and is accessible on your timetable.  We will soon have even more carriers available for Vermont risks!

Our Products with High Hit Ratios are:  General Contractors, Artisan Contractors, Vacant Buildings, Vacant Under Construction, Builder’s Risk, Lessor’s Risk, Grocery/Convivence Stores, Restaurants/Bars/Taverns, Tree Pruners, Motor Truck Cargo, Tobacco Product Stores, and Special Events.

  • Our commitment to Service is paramount. 
  • New Business Submissions worked on the day received
  • Renewals are reviewed and many are quoted 60-70 days out
  • Binders, policies, endorsement and billing are expedited
  • Correspondence is answered promptly
  • Owner/Underwriter equals stability in relationships.

Although we are all concerned with premium and products, we understand it is also about relationship.  We welcome collaborations with Vermont Independent Insurance Agencies.